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We love living in South Carolina. With our proximity to the mountains, abundant and lush greenery, and, of course, that short drive to the Atlantic coast. So dreamy! But from June through November each year, those of us living on the East Coast often have more than a few weather challenges to contend with. One […]

When it comes to safeguarding your most significant asset – your home – having adequate home insurance coverage is crucial. Before you can obtain a homeowners policy, you need to go through the process of getting a home insurance quote. In this article, we’ll discuss how to get homeowners insurance, provide you with a list

If you are considering buying a home and are having to be strategic with your budget, chances are you’ve heard mention of Private Mortgage Insurance (PMI). PMI can be a bit of a confusing topic, but it doesn’t have to be! By the end of this article, you’ll be able to confidently answer the question,

How to Complete a Flood Risk Assessment The purpose of a flood risk assessment (FRA) is to evaluate the likelihood of flooding and its potential impact on people, property, and the environment. It is often required for construction projects, especially in flood-prone areas, or to secure flood insurance.  If you aren’t aware of any bodies

Does homeowners insurance cover preventative maintenance? Not typically – homeowners insurance covers repairs that are necessary due to sudden and accidental damage caused by covered perils. But, failing to perform maintenance could lead to claim denials if damage results from negligence. Maintaining the upkeep of your home, then, is an investment in the value of

Being handed the keys to a new home is a giant moment in any person’s life. But once the papers are signed and the house is yours, you want to make sure your property is safe and secure. Many homeowners look to title insurance to help solidify that feeling and protect them from claims they