Car Insurance

In car insurance, a claimant is the person (or organization) asking an insurance company to pay for a covered loss—like vehicle damage, injuries, or other accident-related costs. Depending on the situation, the claimant could be you (under your own policy) or someone making a claim against the at-fault driver’s policy. Note: Exact definitions and claim-handling […]

A “new customer discount” (sometimes called a new business or welcome discount) is a pricing incentive some insurers use for first-time policyholders. In insurance, it’s rarely as simple as “switch carriers, save money.” Discounts are tied to underwriting, state-approved rating plans, and how the insurer prices risk. Below, we’ll break down how new customer discounts

Completing driver’s ed can help teen drivers qualify for an auto insurance discount—but it’s not automatic, and the rules vary by insurer and state. This guide explains what typically counts as “driver’s ed” for insurance, how to claim the discount, and which other savings often Read More… The post Driver’s Ed Insurance Discounts for Teens:

A rideshare endorsement (sometimes called a Transportation Network Company (TNC) endorsement) is an optional add-on you can attach to your personal auto insurance policy if you drive for rideshare apps like Uber or Lyft. The goal is simple: it helps reduce coverage gaps that can Read More… The post What Is a Rideshare Endorsement? appeared

Budget-conscious drivers are always searching for the cheapest possible car insurance—ideally with nothing due upfront. While many insurers now advertise “$0 down” or “low down payment” options, the truth is that real no-deposit car insurance still doesn’t exist. To legally begin an insurance policy, you Read More… The post How to Get Very Cheap Car

If you are injured in a car accident that is not your fault, the at-fault driver (through their insurance company) is ultimately responsible for your medical bills. However, the at-fault driver’s insurer does not pay your medical bills as they occur. They will not reimburse Read More… The post Will Insurance Pay for Medical Bills

You may have gap insurance on your new vehicle. If you have gap insurance, then you may be able to cancel your policy and get a refund. To cancel gap insurance, contact your insurer or dealership and request cancellation. If you have already paid for Read More… The post How to Cancel a Gap Insurance

If you are involved in an accident with an uninsured driver, your insurance company could go after the uninsured driver. In an accident, the at-fault driver must cover certain expenses of the other driver, regardless of whether or not they have insurance. Depending on state Read More… The post Do Insurance Companies Go After Uninsured

So you need to tow your car but don’t want to pay a fortune. What can you do? Fortunately, there are ways to get your car towed for free. You could contact your auto insurance company, for example. Or, you may have free towing with Read More… The post How Can You Get Your Car