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At Wealth Armor Guide, we believe that insurance doesn’t have to be confusing. Our platform is built to simplify the complexities of insurance policies, coverage options, and industry trends. Whether you’re exploring health insurance plans, securing your home, or planning for your family’s future with life insurance, we’re here to guide you every step of the way.

Our team of writers, industry experts, and insurance enthusiasts are dedicated to delivering accurate, easy-to-understand, and practical content. We cover a wide range of topics, including health, auto, life, home, and business insurance, ensuring that you have access to the knowledge you need to make confident decisions.

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    Latest Insights and Expert Tips on Insurance

    Explore our latest blog posts for expert insights, tips, and news about the insurance world. Stay informed and make confident decisions with the most up-to-date information on health, auto, home, and life insurance.

    Cal/OSHA Ends COVID Prevention Non-Emergency Standards

    California has ended enforcement of its COVID-19 nonemergency standards. The California Division of Occupational Safety and Health announced the expiration…

    Owner and Town in Standoff as Erosion Slowly Takes Luxury House On Cape Cod Bay

    The waters of Cape Cod Bay are coming for the big brown house perched on the edge of a sandy…

    22 States Sue Over New York Fund to Pay for Climate Change Damage

    Twenty-two states sued New York on Thursday, contending that a new law forcing a small group of major energy producers…

    How to Renew Your Insurance License with a Criminal Background: Part 5 – South Dakota through Wyoming

    This post is part of a series sponsored by AgentSync. Having a criminal charge or conviction in one’s background can…

    CFPB Disarray Puts Future Fintech, Bank Oversight Into Question

    Less than two months ago, the Consumer Financial Protection Bureau was pumping out lawsuits against some of the world’s biggest…

    Police Scramble to Learn Who Stole 100,000 Eggs Worth $40K From Farm Trailer

    Police are trying to crack a whodunit over the heist of 100,000 eggs from the back of a trailer in…

    Newsom Wants to Speed up Delayed Rule to Make California Homes More Fire Resistant

    As Los Angeles reels from deadly January wildfires that destroyed thousands of homes, California Gov. Gavin Newsom signed an order…

    Registration for Next Round of LA Fortify Homes Program Grants Opens Feb. 12

    The Louisiana Department of Insurance announced that registration for the next round of Louisiana Fortify Homes Program (LFHP) grants will…

    Lyft to Launch Mobileye Robotaxis in Dallas as Soon as 2026

    Lyft Inc. will launch driverless rides with technology vendor and Intel Corp. spinoff Mobileye Global Inc. in Dallas as soon…

    First Chicago Insurance Group’s Credit Ratings Upgraded to Positive Outlook by AM Best

    AM Best has revised the outlooks to positive from stable for the Long-Term Issuer Credit Ratings (Long-Term ICRs) and affirmed…

    Acting CFPB Chief Tells all Staff to Cease ‘Any Work Tasks’

    President Donald Trump’s newly installed chief of the U.S. Consumer Financial Protection Bureau told all of the agency’s staff on…

    Russia’s Rostelecom Says Baltic Sea Cable Damaged, Tass Reports

    A Russian underwater cable in the Baltic Sea has been damaged by an unspecified external impact, Tass reported on Saturday,…

    Farmers Turn to Airbnb, Corn Mazes to Outlast Agricultural Downturn

    A dead-end dirt road cutting through rural Wisconsin leads to a pasture dotted with shaggy-coated Highland cattle, fluffy Icelandic sheep…

    Q4 2024 Income at CNA Drops on Pension Settlement Loss

    CNA Financial Corp. reported fourth quarter 2024 net income of $21 million, down significantly from $367 million for the same…

    Hub Acquires Missouri’s Yavitz Insurance

    Hub International Limited announced that it has acquired the assets of Yavitz Insurance Group. Terms of the transaction were not…

    Bringing Positive Vibes Back to Personal Lines Insurance

    Nationwide’s Casey Kempton has a vision to bring positive vibes back to engagements between personal lines insurers and their customers—and…

    Update on Reagan Airport Crash: Helicopter Traffic, Night Goggles, Altitude Tracker

    The Army was one of 28 government agencies authorized to fly helicopters near Ronald Reagan National Airport before its Black…

    Apple Ordered by UK to Build Backdoor to Access User Data

    The UK government has ordered Apple Inc. to build a backdoor to give it access to global user data, in…

    New York City Live Poultry Markets Ordered Shut Due to Avian Flu

    Live poultry markets in New York City raced to sell off all their chickens and other fowl Friday after seven…

    Tornadoes Kill 2, Injure 3 in East Tennessee, With Flooding in WV, Kentucky

    WARTBURG, Tenn. (AP) — Two tornadoes moved through eastern Tennessee, leaving a mother and daughter dead and injuring three other…

    US Companies Say ESG Rules Are a Serious Barrier to EU Trade

    US companies are adding their voice to the list of critics targeting ESG regulations in Europe. The American Chamber of…

    SEC Starts Shifting Agency’s Focus as Job Cut Threat Spooks Staff

    A day after the Trump administration sent a missive to all federal employees inviting them to resign, the U.S. Securities…

    Oil Executives Call for Cautious Return to Red Sea Navigation

    Oil executives called on Thursday [Feb. 6] for a return to navigation through the Red Sea en route to the…

    China Frees Possible $27 Billion From Insurers to Buy Gold

    A pilot program in China that allows insurers to buy gold for the first time could free up billions of…

    China Asks Insurers to Manage Sufficient Capital and Liquidity Buffers

    China’s National Financial Regulatory Administration on Saturday issued guidelines for insurance groups to manage “concentration risks,” asking insurers to hold…

    Viewpoint: Early Executive Actions by Trump Portend a Major Contraction at OSHA

    President Trump was sworn in for a second term the morning of January 20, and he spent the rest of…

    NCDOI Fines UnitedHealthcare $3.4 Million Over Balance Billing of Insureds

    UnitedHealthcare of North Carolina has agreed to pay a $3.4 million fine and take action to improve claims handling and…

    Florida OIR Approves Smaller Average Rate Increases for Citizens This Year

    Just as many Florida property insurers had hoped to see a boost to the private market with a maximum rate…

    Viewpoint: How Will the California FAIR Plan Fare, and What’s Next for Independent Agents?

    If there is a single bright spot to be found in the aftermath of the costliest wildfire in California’s history,…

    People Moves: IMA Names Empey President, Salt Lake City and Utah Market Leader

    IMA Financial Group named Kendall Empey president, Salt Lake City and market leader for Utah. Empey oversees employee benefits and…

    Passengers Safely Evacuated When Fire Engulfs Train in Philadelphia

    Federal officials will investigate a commuter train fire in Philadelphia this week in which more than 300 passengers were safely…

    UMass Pays Out $10K After Tiff With Insurer Over Student’s Prize for Half-Court Shot

    UMass said it would pay a student the $10,000 prize for a halftime promotion at a women’s basketball game after…

    AccuWeather: Elevated Risk of Mudslides at LA Wildfire Burn Scars From Coming Storm

    Meteorologists are warning of an elevated risk of dangerous debris flows and destructive mudslides in Southern California next week in…

    Crest Acquires Texas’ Horizon Insurance Services

    Crest Insurance announced the acquisition Horizon Insurance Services, a full-service insurance agency based in Houston, Texas. The move marks Crest’s…

    Hub Acquires Indiana’s Mayfield

    Hub International announced that it has acquired the assets of Mayfield Insurance, Inc. (Mayfield Insurance). Terms of the transaction were…

    Ackman Backs Doctor as His Fight With UnitedHealth Escalates

    Billionaire investor Bill Ackman pledged to cover the legal fees for a Texas doctor in a dispute with UnitedHealth Group…

    Third-Party Attack Vectors Responsible for 59% of Insurance Breaches

    A new report highlights how cybersecurity gaps threaten critical services and policyholder trust, according to SecurityScorecard. Of the top 150…

    Allstate to ‘Lean Into’ Turnaround in Auto Business, and Grow

    Allstate’s plan to correct its auto insurance business has “restored profitability back to target levels,” said the insurer’s head of…

    Advisory Firm ISS Urges Apple Investors to Vote Against Scrapping Diversity Policies

    Influential proxy advisory firm Institutional Shareholder Services recommended on Friday that Apple investors vote against a proposal to consider eliminating…

    People Moves: Willis Promotes Easton to Global Head of ART and Head of Western Europe, Risk & Analytics; Arch Insurance UK Division Promotes 4 Senior Leaders

    This edition of International People Moves details appointments at Willis and Arch Insurance UK. A summary of these new hires…

    Britain’s L&G Sells US Protection Unit to Japanese Insurer for $2.3 Billion

    Legal & General said on Friday it would sell its U.S. protection business to Japan’s Meiji Yasuda for $2.3 billion…

    North Carolina Lawmakers Pitch Much Smaller Helene Recovery Package

    RALEIGH, N.C. (AP) — North Carolina Republican lawmakers this week unveiled their initial attempt this year to provide recovery funding…

    Ahoy! Expands Boat Insurance to Boat-Filled Florida Market

    Ahoy! Insurance, calling itself an insurance company built by boaters for boaters, has expanded into Florida, one of the world’s…

    Russia Faces Impending Oil Tanker Crisis as Sanctions Pile Up: Bloomberg Oil Strategist

    Russia appears to be on the cusp of a debilitating oil-freight transportation problem because of US sanctions, writes Bloomberg oil…

    Valencia Floods Prompt Race for Funds to Boost Spain’s Climate Resilience

    Spain is seeking European approval to repurpose more than a billion euros of post-pandemic recovery funds to make Valencia more…

    Avolon, BOC Settle Lawsuit Against Insurers Over Stranded Russian Jets

    Avolon and BOC Aviation, two of the world’s largest aircraft lessors, have settled lawsuits in the Irish courts against insurers…

    Wisconsin Couple Sues Over Son’s Death Linked to $500 Surge in Asthma Meds

    A Wisconsin couple is suing Walgreens and a pharmacy benefits management company, alleging that their son died because he couldn’t…

    Texas Crisis Communications Specialist Sues Film Star Blake Lively for Defamation

    A Texas crisis communications specialist has sued Blake Lively for defamation after the actor pulled him into her legal fight…

    People Moves: Hiscox Appoints Baldwin US Media Practice Leader; Willis Names Kyriacou Head of Contingent Risk Solutions

    Hiscox Appoints Baldwin US Media Practice Leader Hiscox, headquartered in Atlanta, appointed Karen Baldwin as vice president, media practice leader.…

    UAE Turns to Satellites to Shield Region’s Only Nuclear Plant From Climate Risks

    The United Arab Emirates, which operates the Gulf’s only commercial nuclear power station, is for the first time taking special…

    Climate Risks Again Top List of Risk Manager Worries

    Climate risks, disruptive technology and geopolitical instability are what worry risk managers most, according to a joint survey from the…

    OpenAI’s Stargate AI Venture Is Scouting for US Data Center Sites

    ChatGPT maker OpenAI said on Thursday it is evaluating U.S. states as potential artificial intelligence data center locations for its…

    In Wake of Mass Shootings, Alabama Lawmakers Eye Ban on Glock Switches

    MONTGOMERY, Ala. (AP) — After a violent year marked by multiple mass shootings in Alabama, Republican Gov. Kay Ivey and…

    AM Best Downgrades Title Insurer’s Ratings

    AM Best has downgraded Connecticut Attorneys Title Insurance Co. (CATIC) of Essex Junction, Vermont. The company’s Financial Strength Rating has…

    ‘Old School’ Job Search Benefits Injured Worker in Lost Wages Claim

    A manufacturer and its workers compensation insurer thought an injured 60-year old service technician employee did not work hard enough…

    Prospect Medical Signs Temporary Deal to Avert Hospital Closures

    Bankrupt health system Prospect Medical Holdings Inc. won court approval to hand operations of its Pennsylvania hospitals to a state-backed…

    Edison Probing Retired Power Line as Possible Start of LA Eaton Fire

    Edison International’s utility is looking at whether a power line retired in 1971 started the Eaton wildfire as part of…

    LA Neighbors See Much Different Post-Wildfire Rebuilding Options Due to Insurance Crisis

    Before a wildfire ravaged their street in northwest Altadena, Louise Hamlin and Chris Wilson lived next door to each other…

    Contractor Fined for Misclassifying 192 Workers as Independent Contractors

    A Pittsburgh-based construction business will pay a fine of $144,000 for misclassifying 192 workers in violation of Pennsylvania law. The…

    Judge Blocks Sandy Hook Families’ Settlement in Alex Jones’ Bankruptcy

    A U.S. bankruptcy judge on Wednesday blocked a settlement between families who have sued Alex Jones over his false claims…

    AM Best: Wildfires Intensifying California’s Property Insurance Troubles

    Wildfires are intensifying the problems in California’s property insurance market, according to a new commentary from AM Best. Those problems…

    European Commission Asks Shein for Information on Illegal Goods

    The European Commission has asked online fast-fashion retailer Shein to provide internal documents and more detailed information on risks linked…

    Hub Acquires Indiana’s The Rocchio Agency

    Hub announced that it has acquired the assets of John L. Kiley Agency, Inc. dba DAR The Rocchio Agency (The…

    3 Children Die in Suburban Detroit House Fire Where No Smoke Alarms Were Found

    Three children died in a weekend house fire in suburban Detroit, authorities said. The siblings, a 16-year-old girl and two…

    ACLU Sues on Behalf of Arkansas Librarian Fired for Fighting Book Censorship

    The American Civil Liberties Union filed a lawsuit Monday on behalf of an Arkansas librarian who was fired after she…

    Amazon, Alphabet Targeted as Oklahoma Joins Anti-DEI Investor Ranks

    Oklahoma is poised to become the first Republican state to try to use its influence as an investor to end…

    AI Safety Institute Director Leaves Role

    The U.S. AI Safety Institute’s inaugural director, Elizabeth Kelly, is departing her role on Wednesday, she said in a LinkedIn…

    Clear Group Acquires Irish Broker Phelan Caswell Insurances

    The Clear Group, the London-based insurance intermediary, announced the acquisition of broker Phelan Caswell Insurances, based in Dublin, Ireland. The…

    People Moves: SCOR Taps Allianz’s Schaefer as Global Head of Casualty & EIL, Succeeding Carerras; AXIS Promotes Cucciniello to Head of Primary Casualty

    This edition of International People Moves details appointments at SCOR and AXIS Capital Holdings. A summary of these new hires…

    Inside the LA Fire Cleanup’s Rush to Remove Tons of Toxic Rubble

    Removing toxic waste from the foothills and coastal canyons where more than 16,000 homes and businesses burned down in the…

    Billionaire Generali Investor Weighs Candidates to Challenge CEO Donnet

    One of Generali’s biggest investors is considering challenging the reappointment of longstanding CEO Philippe Donnet in May and is weighing…

    Insurance Groups Pushing Hard for Georgia Tort Reform as State Liability Costs Soar

    Georgia’s governor has asked state lawmakers for $175 million to cover the growing costs of liability claims against state agencies…

    Citing Remote Worforce, Kingstone Insurance to Sell Headquarters to County

    Coming off of its best year ever in 2024, Kingstone Companies, Inc., a Northeast regional property/casualty insurance holding company, announced…

    Google Scraps Diversity-Based Hiring Targets

    Alphabet’s Google is scrapping its goal to hire more employees from underrepresented groups and is reviewing some of its diversity,…

    New York Shields Doctors Who Prescribe Abortion Pills

    New York Gov. Kathy Hochul on Monday signed a bill to shield the identities of doctors who prescribe abortion medications,…

    Investors With $6.8 Trillion Warn EU Not to Bow to ESG Backlash

    A group of investors representing €6.6 trillion ($6.8 trillion) of assets is calling on European officials not to cave in…

    Europe’s Water Resources Under Pressure With Most Surface Bodies Polluted, EU Says

    Most of European Union surface water bodies are polluted by chemicals, the European Commission said on Tuesday, in a report…

    Farmers Ruined by PFAS Face Key Moment in Fight Against Pentagon

    Neither Art nor Renee Schaap could bear to stay on their dairy farm in Curry County, New Mexico, in April…

    Denmark to Intensify Scrutiny of Russia Shadow-Fleet Tankers

    Denmark will ramp up inspections of ships transporting Russian oil through its narrow straits, in an effort to protect the…

    Slower Growth but Surplus Lines Premiums Still Up 12% in 2024

    The excess and surplus lines market continued to grow in 2024, with premium reaching more than $81 billion, according to…

    13 US P/C Companies Impaired in 2023: AM Best

    Thirteen U.S. property/casualty companies became impaired in 2023, 10 of which were placed into insolvent liquidation, according to an AM…

    North Carolina Insurance Chief Reports Arrests in Deer, Storm Claims

    A Charlotte man has been arrested on a felony charge of insurance fraud for allegedly falsely claiming to an insurer…

    NC Rate Bureau Wants 23% Hike in Auto Insurance Rates

    The North Carolina Rate Bureau, basing its filing on input from insurers in the state, has requested a 22.6% average…

    Washington Insurance Agent Charged With Stealing $424K in Premiums

    A King County, Washington, judge issued a bench warrant a former Seattle insurance agent charged with stealing more than $400,000…

    Designs for New Baltimore Bridge Unveiled Almost a Year After Deadly Collapse

    Almost a year after the deadly collapse of Baltimore’s Francis Scott Key Bridge, Maryland officials on Tuesday unveiled their designs…

    Startup Accused of Gouging LA Fire Victims on Rent

    A venture capital-backed startup illegally jacked up rents for furnished apartments in Los Angeles — more than 50% in one…

    People Moves: Coleman Assumes Role as WCIRB President and CEO

    The Workers’ Compensation Insurance Rating Bureau of California (WCIRB) named Andrea Coleman as president and CEO. Coleman joined the WCIRB…

    Allstate Q4 Income Up 30% Despite High Hurricane-Related Losses

    Allstate Corp. fourth quarter net income applicable to common shareholders increased 30% to about $1.9 billion, and the insurer finished…

    California Wildfire Losses: Net or Gross?

    The insurance industry admittedly may not be as glamorous as high-tech, investment banking, advertising, or Hollywood. After all, consider that…

    Hub Acquires Missouri-Based Lindenwood Agency

    Hub announced that it has acquired the assets of Lindenwood Agency, Inc. Terms of the transaction were not disclosed. Located…

    Emails Reveal Extent of Saints’ Intervention for Clergy Sex Abuse Crisis

    As New Orleans church leaders braced for the fallout from publishing a list of predatory Catholic priests, they turned to…

    Trump Plans to Attend Super Bowl, Further Tightening Security

    Federal law enforcement agencies are rolling out one of the most extensive Super Bowl security operations in recent history, following…

    Lawsuit Blames Deaths on Ohio Train Derailment

    A lawsuit alleging for the first time that people died because of the disastrous 2023 East Palestine train derailment was…

    Global Commercial Insurance Rates Down, Marking 2nd Consecutive Quarterly Drop

    Global commercial insurance rates fell 2% in the fourth quarter of 2024 following a 1% decline in Q3 2024 –…

    USAA Becomes 3rd Insurer to Report $1B-Plus in Claims So Far for LA Wildfires

    USAA has paid out more than $1 billion for the Los Angeles wildfires, making it the third insurer to report…

    People Moves: DOXA Expands Executive Leadership Team; JM Wilson Promotes Boles to Senior Personal Lines Underwriter

    DOXA Expands Executive Leadership Team DOXA, headquartered in Fort Wayne, Indiana, hired five new executive leadership team members. Matt Bishop…

    Aon, Floodbase, Swiss Re Team on Parametric Storm Surge Solution for US Hurricane

    Aon plc said it has launched a new parametric insurance solution designed to address and mitigate commercial losses from hurricane-related…

    Markel Reorgs Professional Liability Products

    Special insurer Markel said it is realigning its U.S. professional liability products into four pillars: management liability, errors & omissions…

    NC Governor Tests Lawmakers With Hurricane Helene Recovery Funding Request

    RALEIGH, N.C. (AP) — North Carolina Gov. Josh Stein asked state legislators Monday to roughly double their spending so far…

    DeSantis’ Budget Would Triple Funding for Wind Mitigation Grant Program

    Florida’s 2025-2026 state budget, as proposed by Gov. Ron DeSantis, would provide some $600 million for home and condominium hardening…

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