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At Wealth Armor Guide, we believe that insurance doesn’t have to be confusing. Our platform is built to simplify the complexities of insurance policies, coverage options, and industry trends. Whether you’re exploring health insurance plans, securing your home, or planning for your family’s future with life insurance, we’re here to guide you every step of the way.

Our team of writers, industry experts, and insurance enthusiasts are dedicated to delivering accurate, easy-to-understand, and practical content. We cover a wide range of topics, including health, auto, life, home, and business insurance, ensuring that you have access to the knowledge you need to make confident decisions.

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    Latest Insights and Expert Tips on Insurance

    Explore our latest blog posts for expert insights, tips, and news about the insurance world. Stay informed and make confident decisions with the most up-to-date information on health, auto, home, and life insurance.

    Here’s What You Need to Know About a Long-Term Care Insurance Policy

    The post Here’s What You Need to Know About a Long-Term Care Insurance Policy appeared first on Life Happens.

    Separating Fact From Fiction When It Comes to Long-Term Care Insurance

    The post Separating Fact From Fiction When It Comes to Long-Term Care Insurance appeared first on Life Happens.

    Get the Long-Term Care (Tweetable!) Facts

    The post Get the Long-Term Care (Tweetable!) Facts appeared first on Life Happens.

    Key Findings for the 2018 Insurance Barometer Study

    The post Key Findings for the 2018 Insurance Barometer Study appeared first on Life Happens.

    Free Guide to Long-Term Care and Tweetable Facts

    The post Free Guide to Long-Term Care and Tweetable Facts appeared first on Life Happens.

    4 End-of-Life Documents and Why You Need Them?

    The post 4 End-of-Life Documents and Why You Need Them? appeared first on Life Happens.

    4 Steps You Can Take to Feel More in Control Now

    The post 4 Steps You Can Take to Feel More in Control Now appeared first on Life Happens.

    3 Reasons to Give Life Insurance a Second Look

    The post 3 Reasons to Give Life Insurance a Second Look appeared first on Life Happens.

    10 Advantages of Hybrid Life Insurance with Long-Term Care

    The post 10 Advantages of Hybrid Life Insurance with Long-Term Care appeared first on Life Happens.

    8 Small Steps Toward Financial Protection

    The post 8 Small Steps Toward Financial Protection appeared first on Life Happens.

    5 Myths the Black Community Has About Life Insurance

    The post 5 Myths the Black Community Has About Life Insurance appeared first on Life Happens.

    Life Insurance Isn’t a Waiting Game

    Americans can no longer make excuses for why they haven’t purchased life insurance. According to the 2021 Insurance Barometer Study,…

    16 Commonly Misunderstood Insurance Words

    The post 16 Commonly Misunderstood Insurance Words appeared first on Life Happens.

    Life Insurance: A Key Piece of Protection for LGBTQ Families

    The post Life Insurance: A Key Piece of Protection for LGBTQ Families appeared first on Life Happens.

    How Insurance Can Empower Women’s Financial Lives

    The post How Insurance Can Empower Women’s Financial Lives appeared first on Life Happens.

    3 Surprising Facts You May Not Know About Long-Term Care Insurance

    The post 3 Surprising Facts You May Not Know About Long-Term Care Insurance appeared first on Life Happens.

    10 Steps for Creating a Smart End-of-Life Plan

    The post 10 Steps for Creating a Smart End-of-Life Plan appeared first on Life Happens.

    5 Ways to Make Long-Term Care Insurance More Affordable

    The post 5 Ways to Make Long-Term Care Insurance More Affordable appeared first on Life Happens.

    How End-of-Life Planning Can Ease Financial Concerns

    Taking a proactive approach to end-of-life planning can help ease the burden on your family and support a smoother transition.…

    Preparing for the Unpredictable: A Checklist for Evaluating Long-Term Care Insurance Options

    With many options available for long-term care insurance, making the right choice can feel overwhelming. Use this checklist to help…

    Crum & Forster Sells Credit Insurance Division to Amynta

    Insurer Crum & Forster, a subsidiary of Fairfax Financial Holdings Limited, has sold its C&F Credit Division to Amynta Group.…

    New Texas Law Eliminates Annual Vehicle Safety Inspections

    Most Texas drivers will no longer be required to have their cars pass an annual safety exam after state lawmakers…

    Root Expands to Minnesota

    Root has announced the availability of Root Insurance in Minnesota. The insurer now serves drivers in 35 states, extending its…

    Top Insurance Journal East Stories of 2024

    What do a demolished bridge, insolvent taxi insurer, jailed gang member, upset Mets fan, malfunctioning elevator, drunk injured employee, and…

    Security First, Amelia Underwriters Offering New Products in Warming Florida Market

    Two Florida-based insurance companies are expanding their product lines, another sign that insurers are making more – if limited –…

    Top National Insurance Journal Stories of 2024

    The three largest insurers brokers each announced or closed multi-billion-dollar acquisitions in 2024. The topic was one of many in…

    Arthur J. Gallagher & Co. Acquires California’s BMR Insurance

    Arthur J. Gallagher & Co. announced the acquisition of Tustin, California-based Murray Gardner Insurance Agency Inc., dba BMR Insurance. Terms…

    South Korea Orders Airline Safety Probe After Worst Domestic Crash Kills 179

    South Korea’s acting President Choi Sang-mok on Monday ordered an emergency safety inspection of the country’s entire airline operation as…

    Top International Insurance Journal Stories of 2024

    The top 10 most well-read international stories for 2024 covered a diverse range of topics, including nuclear verdicts, Taylor Swift’s…

    The Year’s Most Popular Insurance Journal Stories—West

    Wildfires and their effect on the California’s homeowners insurance crisis dominated Insurance Journal’s West headlines this year. Other popular stories…

    The Top Insurance Journal Stories of 2024 for the Southeast

    From insurance lawsuits resulting from a murderous South Carolina lawyer and his family, to relentless Florida storm claims, a tight…

    ‘Baby Driver’ Actor Hudson Meek Remembered After Fall from Car in Alabama

    VESTAVIA HILLS, Ala. (AP) — Teenage actor Hudson Meek has died after he fell out of a moving vehicle in…

    One Dead, Two Hurt After Tyson Foods Plant Fire in Georgia

    ATLANTA (AP) — A woman died and two other people were hospitalized with injuries after a fire at a Tyson…

    Top South Central Region Insurance Journal Stories of 2024

    Readers of Insurance Journal were drawn to South Central headlines detailing the complexities facing the insurance industry, from legal and…

    Top Midwest Region Insurance Journal Stories of 2024

    This year’s top Insurance Journal Midwest headlines feature a range of misconduct, from fraud and embezzlement to high-profile lawsuits. Top…

    Tornadoes in Texas and Mississippi Kill 2 and Injure 6

    HOUSTON (AP) — A strong storm system threatened to whip up tornadoes in parts of the U.S. Southeast on Sunday,…

    Some Property Catastrophe Rates Fall 5%-15% as Reinsurers’ Appetite Grows: Report

    Global reinsurers’ appetite rose for property catastrophe during the upcoming January renewals, which have seen risk-adjusted reinsurance rate reductions of…

    California Commissioner Issues Regulation to Allow Reinsurance in Ratemaking

    California Insurance Commissioner Ricardo Lara on Monday announced what he is calling the final step in his efforts to help…

    Arthur J. Gallagher & Co. Acquires BMR Insurance in California

    Arthur J. Gallagher & Co. acquired Tustin, California-based Murray Gardner Insurance Agency Inc., dba BMR Insurance. Gary Arch and his…

    OSHA Cites Contractor It Says Ignored Warnings Before Fatal Trench Collapse

    A federal workplace safety investigation has found a Glenburn, Maine general contractor ignored an onsite expert’s repeated warnings and the…

    Florida Condo Owners Face Deadline and Higher Costs with New Regulations

    MIAMI (AP) — Florida condominium owners are looking at higher costs from condo associations in the new year, a consequence…

    Helene’s Flooding: The Human Toll on One Family in Tennessee

    ERWIN, Tenn. (AP) — Jerry and Sibrina Barrett never spent a day apart over 35 years. They worked long hours,…

    Two Florida Tourist Sites Halt Drone Shows After Boy Was Hit at Orlando Event

    ORLANDO, Fla. (AP) — A theme park resort and a huge hotel in central Florida either have stopped using drones…

    Man Charged With Arson, Insurance Fraud Related to Fire at His Home

    A Vermont man has been charged with first degree arson and insurance fraud for allegedly setting fire to his own…

    UK Insurer Aviva to Cut Up to 2,300 Jobs in $4.65 Billion Direct Line Deal

    British insurer Aviva could cut up to 2,300 jobs as it takes over smaller rival Direct Line in a 3.7…

    Fund Opposing DEI-Hiring Goals Targets Nike, Kraft and Autodesk

    A new investment fund that plans to oppose corporate DEI hiring goals is taking aim at Nike Inc., Kraft Heinz…

    Storm System Spawned 45 Reports of Tornadoes Across South

    Officials assessed the damage on Sunday after a strong storm system moved across the southern U.S. over the weekend, spawning…

    Arkansas Hospital to Pay $14K in Back Wages

    An investigation by the U.S. Department of Labor’s Wage and Hour Division found Methodist Family Health in Little Rock, Ark.…

    He Saved the Chocolates But Lost His Workers’ Compensation Insurance

    An employee who was injured when rescuing chocolate candies from the heat in his employer-owned delivery truck is not due…

    The Captive Agent’s Guide to Independent Insurance Success

    This post is part of a series sponsored by Darkhorse Insurance. Ever felt like a bird with clipped wings, singing…

    After Steward Collapse, Massachusetts Aims to Prevent Future Health Care Failures

    The Massachusetts Legislature approved a bill Monday aimed at closing loopholes in the state’s health care market regulatory process exposed…

    California State Fund Declaring 15% Dividend for 2024 Policy Year

    State Compensation Insurance Fund in California announced that it will declare a $149 million dividend to qualifying policyholders with policies…

    Mixed Bag: What Trump 2.0 Tariffs, DOGE Activities Mean For Insurers

    Setting aside the populist flavor of his campaign rhetoric, Donald J. Trump’s previous service as the nation’s 45th president presents…

    Brown & Brown’s Nexus Agrees to Acquire Reinsurance MGA Arma in Dubai

    Nexus Underwriting, a Brown & Brown group business, announced it has entered into an agreement to acquire Arma Fusion Ltd.,…

    Alliant Moves into Alabama with Osborne as SVP

    Alliant Insurance Services has named Johnny Osborne senior vice president for its Americas division. Based in Huntsville, Alabama, Osborne will…

    Morgan Stanley to Leave Sector Climate Coalition

    Investment bank Morgan Stanley said on Thursday it had decided to leave the Net-Zero Banking Alliance, becoming the latest U.S.…

    Wildfire Smoke Health Risks Can Linger in Homes That Escape Burning − as Colorado Survivors Discovered

    (THE CONVERSATION) On Dec. 30, 2021, a wind-driven wildfire raced through two communities just outside Boulder, Colorado. In the span…

    Peed Named RIMS President for 2025

    The Risk & Insurance Management Society today announced that effective Jan. 1 Kristen Peed will serve as president for 2025…

    Marsh McLennan Agency Acquires New York’s Acumen Solutions

    Marsh McLennan Agency (MMA) announced the acquisition of Acumen Solutions Group LLC, a Melville, New York-based insurance agency. Founded in…

    Top Climate Group for Banks, Insurers, and Asset Managers Is Making Changes

    The world’s biggest climate coalition for financial firms is making adjustments after several high-profile banks, insurers and asset managers opted…

    Verisk to Get First Cat Model Under Review for Insurance Ratemaking in California

    Verisk said on Thursday it will be the first modeler to request a review of its wildfire catastrophe model under…

    Employer Owes Pay for Actual Time Changing, Showering— Not Its ‘Reasonable’ Estimate

    A Pennsylvania battery firm has been found responsible for paying $22.25 million in backpay to workers to cover the actual…

    Dartmouth Athletes End Unionization Bid Citing Labor Panel Shift to Republicans

    The Dartmouth men’s basketball team on Tuesday dropped its attempt to unionize, abruptly ending a push to become the first…

    SageSure Closes Acquisition of GeoVera Advantage Insurance Services in California

    SageSure closed the acquisition of GeoVera Advantage Insurance Services LLC in Fairfield, California. The entity will now function as a…

    Bureau of Labor Releases Final 2023 Workplace Injury, Fatality Stats

    Last year, there were 5,283 fatal work injuries recorded in the United States, a 3.7% decrease from 5,486 in 2022,…

    New Orleans Barriers to Prevent Vehicle Attacks Were in the Process of Being Replaced

    NEW ORLEANS (AP) — Seven years ago, New Orleans officials began installing adjustable barriers at intersections in the famed French…

    Europe Braces for Snow and Ice With UK Facing Amber Warnings

    Northern Europe is facing freezing temperatures and snow, boosting heating demand and putting more pressure on the region’s depleting gas…

    Sanford Health to Pay $220K in Back Wages and Damages

    The Minnesota Department of Labor and Industry (DLI) announced it has entered into a consent order with medical clinic Sanford…

    Campbell Named Acting Director of Missouri Department of Commerce and Insurance

    Governor Mike Parson announced that Mick Campbell will take over as the Acting Director of the Department of Commerce and…

    State High Court Nixes Policy Cancellation Over ‘Ambiguous’ Communications

    An insurer failed to properly cancel a workers’ compensation policy because its multiple notices and other conduct were not “definite,…

    Strate Insurance in Tennessee Merges with Main Street Insurance Group

    Strate Insurance Group, a personal lines agency with offices in five Tennessee cities, is merging with Main Street Insurance Group,…

    The Wartime Risk Insurers Making Fortunes Keeping Trade Moving

    Inside faceless office buildings scattered around London, a niche corner of the insurance market is keeping hundreds of billions of…

    Ghosts of Grenfell Disaster: No Penalties for UK Firms That Used Flammable Cladding

    When the deadly Grenfell Tower blaze in 2017 led to revelations that high-rise public housing buildings across Britain were wrapped…

    New York Employers Must Offer Paid Medical Leave During Pregnancy

    Pregnant New Yorkers will be entitled to at least 20 hours of paid leave to attend prenatal medical appointments under…

    US Chamber, Oil Firms Sue Vermont for Making Companies Pay for Climate Damage

    The U.S. Chamber of Commerce and a top oil and gas industry trade group are suing Vermont over its new…

    New NC Governor Issues Orders to Speed Housing Work After Helene

    ASHEVILLE, N.C. (AP) — New North Carolina Gov. Josh Stein took several actions on Thursday to help the short- and…

    Arthur J. Gallagher & Co. Acquires Canadian Broker Encore Group

    Arthur J. Gallagher & Co., the Rolling Meadows, Illinois-based insurance brokerage, announced the acquisition of Waterloo, Ontario-based Encore Insurance Services…

    The Institutes, Kevelighan Fire Back at Retaliation Claims by Former Triple-I Employee

    The Institutes and Sean Kevelighan, chief executive of the Insurance Information Institute, deny the allegations of discrimination and retaliation from…

    MarketScout: 2024 Composite Personal Lines Rates Up 5.8%; Commercial Rates Up 3.8%

    According to the MarketScout Market Barometer, the composite rate for U.S. personal lines increased about 5.8% in 2024 — the…

    China Says 32 People Killed, 38 Hurt as Earthquake Hits Tibet

    China said 32 people have been killed and another 38 were injured by an earthquake that struck its far western…

    Old Republic Starts New Company for Cyber, Tech E&O

    Old Republic International Corp. said it is forming a new subsidiary for cyber and technology errors and omissions insurance products.…

    NHTSA Probing About 2.6M Tesla Vehicles Over ‘Actually Smart Summon’ Feature

    The U.S. National Highway Traffic Safety Administration said on Tuesday it had opened a probe into about 2.6 million Tesla…

    Asian American Venture Capitalist Accuses PayPal of Racial Bias in Minority Program

    PayPal has been sued by an Asian American businesswoman who accused the digital payments company of racial bias for restricting…

    Moody’s Global P/C Outlook Now Stable Despite Past-Peak Commercial Pricing

    Moody’s Ratings changed the sector outlook for the global property/casualty insurance industry to stable from negative last month, pointing to…

    Ryan Specialty to Acquire Nashville-Based Velocity Risk Underwriters MGU

    Ryan Specialty, a specialty insurance services firm and trading partner for agents and brokers, plans to acquire Nashville-based Velocity Risk…

    Viewpoint: Innovation Enhances Brokers’ Growth and Profits

    Boosting growth and profitability is a goal for all U.S. insurance agents and brokers, but until recently that has been…

    1 Killed in Large Avalanche in Western Wyoming

    An avalanche killed one skier and injured another after the group they were in triggered the large snowslide while ascending…

    Core Specialty to Purchase London Aviation Underwriters

    Core Specialty Insurance Holdings Inc. and its subsidiaries have agreed to purchase London Aviation Underwriters Inc. (LAU), in a stock…

    Business Moves: Aon, Guy Carpenter, WTW Each Complete Previously Announced M&As

    Insurance brokers Aon plc, Guy Carpenter and WTW announced they each have completed previously announced mergers and acquisitions. Aon’s acquisition…

    People Moves: World Insurance Associates Names Miller EVP, National Accounts

    World Insurance Associates LLC, headquartered in Iselin, New Jersey, named Adam Miller as its executive vice president, national accounts. Miller,…

    Earthquakes and Blowouts Undermine Case for Carbon Storage in Texas

    Texas has seen surging interest from companies hoping to bury carbon dioxide in its oilfields, putting the state at the…

    Reinsurance Buyers With Good Portfolio Stories See Better Renewal Outcomes: Brokers

    Reinsurance buyers generally found ample capacity during the January renewals as well as increased reinsurer appetite, which led to risk-adjusted…

    After Nautilus Insurance Wins Civil Suit vs. Murdaugh, Trial Starts for His Conspirator

    Just days after convicted murderer Alex Murdaugh was ordered to pay almost $15 million to Nautilus Insurance Co., his friend…

    AM Best Removes Negative Implications on Oklahoma’s Sutton National

    AM Best has removed under review with negative implications and affirmed the Financial Strength Rating of A- (Excellent) and the…

    Musk’s Massive Tesla Lithium Plant Hunts for Water in Drought-Hit Texas

    Twenty miles outside Corpus Christi, Texas — an area so dry the local water company distributes shower timers at high…

    Texas Snow Threatens to Unleash Blackouts and Travel Chaos

    A winter storm is poised to pummel Texas and the US South later this week, putting the region at risk…

    Winter Storm Brings Heaviest Snowfall in a Decade to Central U.S.

    A blast of snow, ice, wind and plunging temperatures stirred up dangerous travel conditions in parts of the central U.S…

    Exxon Sues California AG, Environmental Groups Over ‘Smear’

    Exxon Mobil Corp. filed a lawsuit alleging that California Attorney General Rob Bonta and several environmental groups made defamatory comments…

    How Will Your Insurance Organization Handle These 2025 Predictions?

    This post is part of a series sponsored by AgentSync. Another year has come and gone. How’d your organization fare…

    Agency Network Renaissance Acquires Consolidated Insurance Agents in Buffalo

    Independent insurance agency network Renaissance reports it has has acquired the agency network business of Consolidated Insurance Agents Inc. (CIA),…

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